First Handshake / Are we the right fit?

Switching is painful…we know this is no fun and is a huge decision. But we also know sticking with what you know isn’t always in your own best long-term interests; if you’re going to make a change, you want to know you’re making the right decision so you don’t have to do it again in a couple of years. True partnerships are long-lasting and you need to feel the difference; lots of firms sound impressive and sophisticated, but the actual work is simplistic and lacking depth; come see our real client deliverables and how we work with clients.

An Honest Look / Do you want a test run of what it’s like to work with us?

We run a diagnostic of your current financial situation, assess your portfolio allocation, compare your all-in fees, and share our thoughts on areas to improve, and we’ll actually provide you with the following:

• Holistic portfolio allocation snapshot (Including all accounts you have accumulated through life, such as: Brokerage accounts, IRAs, 401(k), stock options, savings accounts, individual stock holdings)
• Portfolio analytics – run stress tests to see how much risk is in the portfolio and highlight areas of over or underexposure
• Tax considerations – is the portfolio optimized for minimal taxation today and down the line?
• Summary of findings and next steps

Set the Vision / What do you want for your financial present and future?

We work with you to understand your own unique set of interests and needs. We then work to design a dynamic and comprehensive plan.

Keep Tracking / Is everything going according to plan?

• Real-time financial planning results based on changing market conditions
• Investment summaries and on-demand reporting; real-time stress testing during market downturns
• Annual checklist review to ensure nothing is slipping through the cracks such as beneficiary information, charitable gifting,
  required minimum distributions, IRA contributions, 401(k) maximization, family gifting, education savings, etc.
• Real-time monitoring of your full financial picture through the “Verum Client Portal”